Secure your savings, grow your future.

The Fixed Deposit Monthly Income Scheme (FDMIS) is ideal for individuals seeking a steady and reliable monthly income. Customers can invest a lump sum amount for a fixed tenure and receive interest payouts every month.
Benefits include: assured monthly income, attractive interest rates, and guaranteed capital safety. This scheme is best suited for retirees, homemakers, and investors who prefer regular income without taking market risks. It combines stability, safety, and consistent returns for long-term financial comfort.

A Fixed Deposit (FD) is one of the safest and most reliable investment options that allows you to deposit a lump sum amount for a fixed tenure and earn guaranteed returns at attractive interest rates. It is ideal for individuals looking for stable growth without market risks.

Benefits include: assured returns, flexible tenure options, and higher interest rates compared to regular savings accounts. Customers can choose to receive interest monthly, quarterly, or at maturity—depending on their financial goals.

The Pigmy Deposit Scheme is specially designed for small traders, daily wage earners, and self-employed individuals who wish to save regularly without financial burden. Under this scheme, small amounts are collected daily by Aaradya’s agents, ensuring convenience and consistency in savings.
Key features include: daily collection facility, attractive interest rates, and easy access to funds after maturity. It encourages financial discipline and helps build a habit of saving even with minimal income, making it a perfect scheme for grassroots financial inclusion.

A Recurring Deposit (RD) is a convenient and disciplined way to save a fixed amount of money every month. With flexible tenure options and attractive interest rates, an RD ensures that your small monthly contributions grow into a substantial amount over time.
Benefits include: guaranteed returns, low risk, and flexibility in choosing the deposit period. It’s an ideal choice for salaried individuals and those who wish to achieve short- or medium-term financial goals like education, travel, or emergency funds.